TY - BOOK AU - Gitman, Lawrence J. TI - Personal financial planning SN - 9788131529447 (pbk) U1 - 658.15 PY - 2017/// CY - Andover PB - Cengage learning KW - Financial planning KW - Management sciences KW - Retirement-Planning KW - Cash management KW - Managing credit KW - Insurance needs KW - Estate planning KW - Insurance KW - RSBM KW - FMS N1 - Includes appendix and index ER -