@book{42776,
	author = {Naeem Matloob (F19A14G07009)},
	title = {Factors affecting intention to use smart phone banking in Pakistan },
	publisher = {(unpublished)},
	year = {2021},
	address = {Faisalabad, Pakistan },
	note = {Submitted in partial fulfillment for the degree of Master of Science in Management Sciences  
}
}