Naeem Matloob (F19A14G07009) creator text Faisalabad, Pakistan (unpublished) 2021 monographic viii, 79 p. : ill. ; 30 cm. Submitted in partial fulfillment for the degree of Master of Science in Management Sciences Includes bibliographical references Thesis Supervisor: Saira Yasmeen Thesis (FMS)--Riphah International University, 2021 Management Management sciences Factors affecting intention usage of smart phone Banking Banking in Pakistan Management FMS 658 NAE