TY - BOOK AU - Aqsa Umar (63520) TI - Fintech disruption: predicting adoption rates of digital wallets using machine learning on consumer behavior data - an empirical investigation in Pakistan U1 - 658.4038 PY - 2025/// CY - Islamabad PB - (unpublished) KW - Business analytics KW - Techonological readiness KW - Consumer behavior KW - Personal innovation KW - Machine learning KW - Digital wallets KW - FMS N1 - Submitted in fulfilment of the requirements for the degree of Master of Science in Business Analytics to the Faculty of Management Sciences; Includes bibliographical references and appendix; Thesis supervisor: Mudassar Naseem; Thesis (M.Phil)--Riphah International University, 2025 ER -